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Research module

How We Research Financial Data

Document sources, update dates, rounding, revisions, and limitations for the research center.

Important: Charts may contain demonstration values. Treat data as current only when an official source and observation date are displayed.
Home›Research›Consumer Credit Data Methodology

What this resource explains

Document sources, update dates, rounding, revisions, and limitations for the research center. Values shown are demonstration values unless a source and observation date are explicitly stated.

Research and update standards

  1. Retrieve the newest observation from the official source.
  2. Record the release date and observation period.
  3. Preserve prior values when revisions occur.
  4. Update the chart data and explanatory text.
  5. Run a factual and editorial review before publication.
Source framework: Federal Reserve Board, Federal Reserve Bank of New York, FRED, Consumer Financial Protection Bureau, and other official primary sources appropriate to the metric.
Did you know? Aggregate debt statistics describe populations, not the correct decision for one household.

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